Important Note
重要提示
This video has been produced with reference to the materials provided by the Hong Kong Association of Banks (“HKAB”). All intellectual property rights in any part of this video that originates from the materials provided by HKAB belong to HKAB.
本影片乃参照由香港银行公会 ("银行公会") 所提供的教材制作。本影片中源自银行公会所提供的教材的部份的所有知识产权属银行公会所有。
This video has been created solely for general information purposes, without taking into account any person’s objectives or needs. No representation or recommendation is made and no liability is accepted with regard to the suitability or appropriateness of any of the products or investments referred to in this video for any particular person’s circumstances. The information contained in this video is not professional advice and should not be relied upon by any person. This video does not constitute, nor is it intended to be, nor should it be construed as any advice, offer or solicitation to deal in any of the products or investments mentioned in this video.
本影片仅供一般资料用途，并无考虑任何人士的目标或需要而制作。本影片并无就其中所述任何产品或投资是否适合或切合任何个别人士的情况作出任何声明或推荐，亦不会就此承担任何责任。本影片所载资料并非专业意见，及任何人士不应对其加以倚赖。本影片并不构成，亦无意作为，也不应被诠释为任何意见、要约或招揽投资于本影片内所述之任何产品或投资。
This video does not, and is not designed to, satisfy any particular regulatory requirements in any jurisdiction in relation to investor education or otherwise. This video has not been reviewed by any regulatory authorities in any jurisdiction.
本影片并不是，且亦非为满足任何法域有关投资者教育或其他方面的任何特定监管要求而设计。本影片并未经任何司法权区的任何监管机构检阅。
While China Minsheng Banking Corp., Ltd., Hong Kong Branch ("the Bank") has endeavoured to ensure the accuracy and reliability of the information contained in this video, neither the Bank nor HKAB guarantees its accuracy, completeness, reliability or fitness for any purpose. Investors should not rely on the contents of this video, but should make and rely on their own assessment and evaluation and undertake their own investigations and inquiries and seek all necessary independent advice.
尽管中国民生银行香港分行 ("银行) 已尽努力确保本影片所载资料的准确性及可靠性，但银行或银行公会并不保证其为任何目的而设的准确性、完备性、可靠性或合适性。投资者不应依赖本影片的内容，而应以他们作出及倚赖他们本身所作评估及评价，并自行进行他们本身的调查和咨询，以及寻求所有必需的独立意见。
To the maximum extent permitted by applicable law, HKAB and the Bank and their respective employees, agents and representatives expressly disclaim all or any liability (whether in tort or contract or otherwise) for any loss, damage, costs or expenses of any nature arising from or in connection with this video, in particular:
在适用法律允许的最大范围下，银行及银行公会及彼等之雇员、代理及代表明确表示概不就有关或因本影片，特别是以下各项事宜而引起的任何性质的损失、损害、费用或开支承担全部或任何责任（不论属侵权行为或合约或其他方面者）:
● the contents of or omissions from this video, including any express or implied representations, statements or conclusions;
本影片的内容或任何遗漏，包括任何明示或暗示声明、陈述或结论；
● the provision to, or use by, any person of this video or any part of it;
向任何人士提供或让任何人士使用本影片或其任何部分；
● the preparation of the information contained in this video; and
编制本影片所载的资料；及
● any person relying on, disclosing or using any information or statement contained in or connected with this video.
任何人士倚赖、披露或使用本影片所载或有关连的任何资料或陈述。
If the liability of HKAB or the Bank or their respective employees, agents or representatives in relation to any matter relating to or arising in connection with this video is capable of limitation (but not indemnification or exclusion), it is hereby limited to the maximum extent that is permitted by law.
如银行公会或银行或彼等之雇员、代理人或代表就有关或因本影片而引起的任何事宜的责任可予以限制（但并非指弥偿或例外情况），则谨此以法律所允许的最大范围下予以限制。
Investment involves risks. Investors should note that value of investments will go down as well as up and past performance is not necessarily indicative of future performance. This video does not and is not intended to identify all of the risks that may be involved in the products or investments referred to in this video. Investors must make investment decisions in light of their own investment objectives, financial position and particular needs and where necessary consult their own professional advisers before making any investment. Investors should read and fully understand all the offering documents relating to such products or investments and all the risk disclosure statements and risk warnings therein before making any investment decisions.
投资涉及风险。投资者应注意，投资的价值可跌亦可升，过往的表现不一定可以预示日后的表现。本影片并非，亦无意总览本影片所述产品或投资可能牵涉的所有风险。投资者须基于本身的投资目标、财政状况及特定需要而作出投资决定；在有需要的情况下，应于作出任何投资前咨询独立专业顾问。于作出任何投资决定前，投资者应细阅及了解有关该等产品或投资的所有销售文件，以及其中所载的风险披露声明及风险警告。
No part of this video may be reproduced, distributed, modified, broadcasted, hyperlinked, transmitted, or stored in a retrieval system, in any form or by any means, electronic, mechanical, photocopying, recording or otherwise, without the prior written permission of the Bank.
在事前未得银行以书面方式表示批准的情况下，不得以任何方式或以任何途径 (包括电子、机械、复印、录影或其他形式) 复制、分发、修订、广播、超链接、或传送本影片之各部分或将本影片各部分储存于可予检索的系统。
In the event of any discrepancy between the English and Chinese versions, the English version shall prevail.
中英文版本如有歧义，一概以英文版本为准。
© Copyright. All intellectual property rights are hereby reserved.
© 版权所有，翻印必究。